By Jan Bergemann

Published May 5, 2023


Let’s face it: The community association bills that have been enacted by the Florida Legislature in all these years are in reality only LAWS FOR THE RICH! They all lack teeth – and enforcement of these laws is left to the owners. If the board ignores or violates these laws it’s up to the owners to enforce them through litigation – and litigation is outrageous expensive. Actually, it’s not affordable for most owners even if they know that the board clearly violated the law. But most owners don’t have $30,000 or $ 40,000 to get started with litigation – and that’s in many cases not even enough. Remember, the owners are fighting deep pockets – meaning unlimited association funds – and many association attorneys are not shy when it comes to drag cases out forever – starting with presuit mediation – hoping that the owner will finally run out of money and is forced to settle.


Even for condo and co-op owners, who pay $4 for a regulatory agency (Division of Florida Condominiums, Timeshares, and Mobile Homes) -- another government agency that has proven to be totally ineffective -- litigation is the only choice for enforcing these laws.


Proof for these statements: Hundreds of specialized attorneys make a great living here in Florida, cheering on the legislators to create more bills for the rich. All these laws are filling their pockets – at the expense of all the families living in Florida’s community associations.

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Jan Bergemann

Jan Bergemann is president of Cyber Citizens For Justice, Florida 's largest state-wide property owners' advocacy group. CCFJ works on legislation to help owners living in community  

associations. He moved to Florida in 1995 - hoping to retire. He moved into a HOA, where the developer cheated the homeowners and used the association dues for his own purposes. End of retirement!


CCFJ was born in the year 2000, when some owners met in Tallahassee - finding out that power is only in numbers. Bergemann was a member of Governor Jeb Bush's HOA Task force in 2003/2004.


The organization has two websites to inform interested Florida homeowners and condo owners:

News Website:

Educational Website:

We think that only owners can really represent owners, since all service providers surely have a different interest! We are trying to create owner-friendly laws, but the best laws are useless without enforcement. And enforcement is totally lacking in Florida !

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