By Jan Bergemann

Published May 25, 2018


Here in Florida it’s not a matter of “IF” the next hurricane hits, it’s just a matter of “WHEN” it hits.


Over the years we have seen many hurricanes, some more devastating than others. The real problem always starts when it comes to taking care of the debris and repairing the damages the hurricane left us with.


In homeowners’ associations it’s the responsibility of the association to take care of the common interest property, not the property owned by the deeded owners.


In condominium associations the association is in charge of common interest property and repairing the buildings and amenities.


All in all: Hopefully there is enough insurance coverage and reserve funds to pay for all the damages a hurricane may leave behind.


Believe me: It’s easier – and less expensive – to make sure that your community is well prepared for a possible onslaught of a hurricane than cleaning up the mess later.


Make sure that your trees are well trimmed (best time is autumn or winter), that the hurricane shutters (if you don’t have impact windows) are in working order and that the roof of your building is in top shape.


Nothing is safe when a strong hurricane hits, but if your community/home is well prepared there will be much less discussion after a hurricane hit your community.

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Jan Bergemann Jan Bergemann is president of Cyber Citizens For Justice, Florida 's largest state-wide property owners' advocacy group. CCFJ works on legislation to help owners living in community  

associations. He moved to Florida in 1995 - hoping to retire. He moved into a HOA, where the developer cheated the homeowners and used the association dues for his own purposes. End of retirement!


CCFJ was born in the year 2000, when some owners met in Tallahassee - finding out that power is only in numbers. Bergemann was a member of Governor Jeb Bush's HOA Task force in 2003/2004.


The organization has two websites to inform interested Florida homeowners and condo owners:

News Website:

Educational Website:

We think that only owners can really represent owners, since all service providers surely have a different interest! We are trying to create owner-friendly laws, but the best laws are useless without enforcement. And enforcement is totally lacking in Florida !

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