By Jan Bergemann

Published June 24, 2022


It is now in the statutes: STRUCTURAL INTEGRITY RESERVE STUDIES ARE REQUIRED for condominiums and co-ops three stories or higher (FS 718.112(1)(g) + FS 719.196(1)(j).


And these reserve studies have now to be created by a “qualified study company – with specialized engineers or architects on the payroll. That means: No more reserve studies made up by board presidents who consider themselves “experts”!


But the writing is already on the wall: Associations will quickly find out that there are – minimum in the moment – not many “qualified” companies here in Florida who offer these kind of required services. Associations will have to get going real quick if they want to meet the deadline of December 31, 2024 to have the required reserve study in place.


Make no mistake: These reserve studies with all the requirements described in the new Condo Safety Reform Bill (SD 4D) will not come cheap. It’s not done any longer by walking around the building and “estimate” possible life-time and possible repair cost for all the items listed in the bill.


This is just the beginning of a long list of high costs created by the CONDO SAFETY REFORM BILL.


Condo owners will quickly realize: SAFETY DOESN’T COME CHEAP!


This requirement for reserve studies – together with mandatory reserve funding – should have been added to the statutes many years ago, but it seems that our legislators always wait for something real bad to happen before they act. Legislators should listen to “COMMON SENSE”, not to some highly-paid lobbyists who normally work for the industries, not for the constituents who vote these legislators into office.

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Jan Bergemann

Jan Bergemann is president of Cyber Citizens For Justice, Florida 's largest state-wide property owners' advocacy group. CCFJ works on legislation to help owners living in community  

associations. He moved to Florida in 1995 - hoping to retire. He moved into a HOA, where the developer cheated the homeowners and used the association dues for his own purposes. End of retirement!


CCFJ was born in the year 2000, when some owners met in Tallahassee - finding out that power is only in numbers. Bergemann was a member of Governor Jeb Bush's HOA Task force in 2003/2004.


The organization has two websites to inform interested Florida homeowners and condo owners:

News Website:

Educational Website:

We think that only owners can really represent owners, since all service providers surely have a different interest! We are trying to create owner-friendly laws, but the best laws are useless without enforcement. And enforcement is totally lacking in Florida !

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