By Jan Bergemann

Published September 14, 2018


That statement was good in the 16th century – and it’s still good today. Especially in community associations it becomes relevant, because most of the often very costly fights start with a dispute over legal and rule issues.


Let’s be very clear: You can’t win a fight if you don’t really know what you are talking.

Yes, board members should definitely have to attend a board member certification class as offered by Eric, but so should the owners.


Many people forget that buying a home is the biggest investment of their life. Shouldn’t they spend a few hours trying to learn how to protect their investment?


Many families have lost their home because they didn’t know the laws and rules governing community associations.


You wouldn’t believe how many times I got calls from owners who were served with foreclosure notices saying that they don’t understand how the association can foreclose on a home that is “homesteaded?” When I asked what they have done so far to stop the foreclosure I often get the answer: “Nothing, because they can’t foreclose on my home anyway!”

Guess these folks will wake up latest when the Sheriff is serving them with the eviction notice.


Remember: A community association is a system created by attorneys, for attorneys and for the benefit of attorneys! And they knew what they were doing when they created a system that creates lots of legal fees – to the detriment of owners who were lured into this system under false pretenses: “EASY LIVING!”


Community associations are anything but “EASY LIVING” – and that’s exactly the reason why every board member and owner should attend these important classes in order to learn how to deal with the “BEAST” called community association.

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Jan Bergemann Jan Bergemann is president of Cyber Citizens For Justice, Florida 's largest state-wide property owners' advocacy group. CCFJ works on legislation to help owners living in community  

associations. He moved to Florida in 1995 - hoping to retire. He moved into a HOA, where the developer cheated the homeowners and used the association dues for his own purposes. End of retirement!


CCFJ was born in the year 2000, when some owners met in Tallahassee - finding out that power is only in numbers. Bergemann was a member of Governor Jeb Bush's HOA Task force in 2003/2004.


The organization has two websites to inform interested Florida homeowners and condo owners:

News Website:

Educational Website:

We think that only owners can really represent owners, since all service providers surely have a different interest! We are trying to create owner-friendly laws, but the best laws are useless without enforcement. And enforcement is totally lacking in Florida !

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