By Jan Bergemann

Published October 30, 2020


Remember when you moved into your home that was part of a community association – with lots of great amenities like golf course, tennis courts, swimming pool, clubhouse with fitness room and lots of other gimmicks.


But the amusement quickly stops when these amenities are closed – even for a longer period of time – you still have to pay your share of the cost for these amenities. There are lots of different reasons why amenities are being closed – or just are not open for your convenience: Start with repairs and/or longer lasting maintenance – or even closure because of a deadly virus imported from China.


Since the closures last a long time in the moment you may consider that you are due for a refund. But sorry, that’s not the case in community associations. Even if the amenities coming with your membership to the association are closed, the association still has to pay for the regular cost of maintenance, insurance and staff etc. 


The pool-guy still has to show up and check out if all the chemicals are in top shape, and the landscapers have to maintain the golf course – or you will quickly see a field of weeds instead of a well-manicured golf course.


Make no mistake: One day – when all these Pandemic chaos is over – you want to have the use of these amenities again – and you expect them to be in top shape!


Community association living comes with quite some disadvantages – and this is one of them.

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Jan Bergemann Jan Bergemann is president of Cyber Citizens For Justice, Florida 's largest state-wide property owners' advocacy group. CCFJ works on legislation to help owners living in community  

associations. He moved to Florida in 1995 - hoping to retire. He moved into a HOA, where the developer cheated the homeowners and used the association dues for his own purposes. End of retirement!


CCFJ was born in the year 2000, when some owners met in Tallahassee - finding out that power is only in numbers. Bergemann was a member of Governor Jeb Bush's HOA Task force in 2003/2004.


The organization has two websites to inform interested Florida homeowners and condo owners:

News Website: http://www.ccfj.net/.

Educational Website: http://www.ccfjfoundation.net/.

We think that only owners can really represent owners, since all service providers surely have a different interest! We are trying to create owner-friendly laws, but the best laws are useless without enforcement. And enforcement is totally lacking in Florida !

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