By Jan Bergemann

Published November 4, 2022


Already during the meetings of the HOA TASK FORCE (2003-2004) the UNIFORM COMMON INTEREST OWNERSHIP ACT was discussed at many occasions. The CAI (Community Association Institute) pushed this form of legislation for many years.


When Governor Jeb Bush VETOED HB 391 in 2006, he as well ordered the DBPR to create a study about extending laws and enforcement of these laws using the proposed UCOIA as a basis for such studies. After collecting input from all kinds of sources, nothing really happened after this study was published.


We were opposing UCOIA for one simple reason: It would make already complicated statutes even more complicated! Lots of provisions that are only valid for one kind of association would now be thrown into the mix and owners would have a hard time figuring out what goes for one kind of association but not for the other.


The so-called “service-providers” are all in favor of UCOIA, because it would be harder to understand for the owners what really works for them. More confusion means more money for the service-providers.


For many years we have tried to convince the legislators that provisions for record requests, elections, recalls, reserve funds, material changes etc. should be exactly the same for all these community associations. These are all provisions where the ownership (home on private property or just “air”) doesn’t matter. In all reality it doesn’t make sense that these kinds of provisions are totally different.


It seems to me that the Florida Legislature is treating folks living in a HOA like stepchildren of our society. Let’s take elections: We hear so much about election fraud from politicians of both sides of the aisle. With the election provisions in FS 720.306 you can legally cheat and eliminate any competition once you are in power! THREAT TO DEMOCRACY?


We will continue to try to persuade our legislators to create equal laws and ENFORCEMENT of these laws in order to protect the welfare of more than 8 million people living in Florida’s community associations.

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Jan Bergemann

Jan Bergemann is president of Cyber Citizens For Justice, Florida 's largest state-wide property owners' advocacy group. CCFJ works on legislation to help owners living in community  

associations. He moved to Florida in 1995 - hoping to retire. He moved into a HOA, where the developer cheated the homeowners and used the association dues for his own purposes. End of retirement!


CCFJ was born in the year 2000, when some owners met in Tallahassee - finding out that power is only in numbers. Bergemann was a member of Governor Jeb Bush's HOA Task force in 2003/2004.


The organization has two websites to inform interested Florida homeowners and condo owners:

News Website:

Educational Website:

We think that only owners can really represent owners, since all service providers surely have a different interest! We are trying to create owner-friendly laws, but the best laws are useless without enforcement. And enforcement is totally lacking in Florida !

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