By Jan Bergemann

Published November 10, 2023


Well, hopefully your association has finished working on the budget, held the necessary budget meeting and is telling you how much your maintenance fees are increasing on January 1, 2024.


Especially owners of units in hi-rise condos will have a bad surprise, seeing their monthly fees increasing by quite a margin.


I am sure, the new monthly maintenance fees will kill some of the owners’ financial means and we will see either many condos up for sale – or foreclosures.


Especially condo associations where the owners voted down fully funded reserves year for year will see a big number of sales – or even foreclosures.


Hopefully, the people who worked on your budget added a ”big” line item named “BAD DEBT” in the budget proposal, in order to avoid the association running out of money on autumn -- unable to pay the bills, forcing the board to levy a special assessment which will create more financial havoc among the owners who were still paying their monthly maintenance fees.


Insurance premiums and the provisions of SB 154 will drive up the monthly maintenance fees, causing families to lose their homes.


Let’s see if the Florida Legislature – in its infinite wisdom – has been enacting bills in this week’s special session that will quickly lower the property insurance bills.



HTML Comment Box is loading comments...
Jan Bergemann

Jan Bergemann is president of Cyber Citizens For Justice, Florida 's largest state-wide property owners' advocacy group. CCFJ works on legislation to help owners living in community  

associations. He moved to Florida in 1995 - hoping to retire. He moved into a HOA, where the developer cheated the homeowners and used the association dues for his own purposes. End of retirement!


CCFJ was born in the year 2000, when some owners met in Tallahassee - finding out that power is only in numbers. Bergemann was a member of Governor Jeb Bush's HOA Task force in 2003/2004.


The organization has two websites to inform interested Florida homeowners and condo owners:

News Website:

Educational Website:

We think that only owners can really represent owners, since all service providers surely have a different interest! We are trying to create owner-friendly laws, but the best laws are useless without enforcement. And enforcement is totally lacking in Florida !

Join the 

CCFJ Email List

For Email Marketing you can trust