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INSURANCE CATASTROPHE -- OR GREED?
By
Jan Bergemann
Published December 15, 2023
No matter what the local media is trying to tell you, the
property insurance crisis is a national disaster, not just
limited to Florida. The excuse of the insurance industry:
CLIMATE CHANGE!
Here in Florida the premiums have gone sky-high, while
homeowners in other states can’t even find any property
insurance.
Let’s be very honest: This was a very good year for property
insurance companies in Florida. We only had one major hurricane
– a hurricane that hit a pretty unpopulated area that hadn’t
seen hurricane activity in many years. Meaning: The weather
this year should have rather caused the premiums to go down.
In my opinion the reason for the ever increasing premiums:
GREED OF THE INSURANCE COMPANIES!
Wednesday was December 6, in Germany called Saint Nikolaus Day.
Kids put their polished shoes on the window sill and put their
Christmas wishlist into the shoe, hoping that St. Nikolaus is
coming during the night, picking up the Wishlist and leaving a
few sweets in the shoe.
On my Legislative Wishlist this year: Bills that seriously lower
insurance premiums and bills that finally create real
enforcement of all the statutes regulating community
associations.
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Jan Bergemann is president of Cyber Citizens For Justice,
Florida
's largest state-wide property owners' advocacy group.
CCFJ works on legislation to help owners living in
community
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associations. He moved to
Florida
in 1995 - hoping to retire. He moved into a HOA, where the
developer cheated the homeowners and used the association dues
for his own purposes. End of retirement!
CCFJ was born in the year 2000, when some owners met in
Tallahassee
- finding out that power is only in numbers. Bergemann was a
member of Governor Jeb Bush's HOA Task force in 2003/2004.
The organization has two websites to inform interested
Florida
homeowners and condo owners:
News Website: http://www.ccfj.net/.
Educational Website: http://www.ccfjfoundation.net/.
We think that only owners can really represent owners, since all
service providers surely have a different interest! We are
trying to create owner-friendly laws, but the best laws are
useless without enforcement. And enforcement is totally lacking
in
Florida
!
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