LET’S BLAME THE ATTORNEYS!

By Jan Bergemann

Published July 21, 2023

 

Yes, we have hurricanes each year in Florida – and these hurricanes are causing lots of damage. But we knew that when we moved to Florida.

 

In my opinion there are two reasons for the property insurance crisis: Our government still allowing not hurricane-safe structures to be built – and greedy attorneys!

 

REASON 1: Mobile homes and homes built with 2”x4”s will not withstand even light hurricane winds. Year for year these “unsafe” buildings are being rebuilt and insurance companies are paying for it. What is wrong with these people creating Florida’s building codes? They allow these unsafe structures to be rebuilt every time they are destroyed. Do these folks expect a different outcome when the next hurricane hits Florida?

 

REASON 2: The attorneys of the Florida BAR! Make no mistake, more than half of our elected officials in Tallahassee are attorneys – and they take care of their profession, making sure that their pockets are well-filled. They created laws that made it easy for attorneys to drum up business by convincing owners to sue insurance companies, even making claims that are “invented”? How would you feel – for example -- about the claim that a 25-year old roof was destroyed by hail – demanding to get a brand-new roof at the expense of the insurance company – and adding big amounts of legal fees to this demand? Roofers and attorneys worked hand in hand.

 

Florida has turned into a sue-happy state – and insurance companies are rather moving out of the state instead of being willing to make attorneys rich. Insurance companies are a business – and they want to make profits like every business.

 

I’m not blaming the insurance companies for Florida’s property insurance crisis, in my opinion it’s a crisis we created ourselves – with the help of legislators and attorneys!


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Jan Bergemann

Jan Bergemann is president of Cyber Citizens For Justice, Florida 's largest state-wide property owners' advocacy group. CCFJ works on legislation to help owners living in community  

associations. He moved to Florida in 1995 - hoping to retire. He moved into a HOA, where the developer cheated the homeowners and used the association dues for his own purposes. End of retirement!

 

CCFJ was born in the year 2000, when some owners met in Tallahassee - finding out that power is only in numbers. Bergemann was a member of Governor Jeb Bush's HOA Task force in 2003/2004.

 

The organization has two websites to inform interested Florida homeowners and condo owners:

News Website: http://www.ccfj.net/.

Educational Website: http://www.ccfjfoundation.net/.

   
We think that only owners can really represent owners, since all service providers surely have a different interest! We are trying to create owner-friendly laws, but the best laws are useless without enforcement. And enforcement is totally lacking in Florida !


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