INSURANCE CATASTROPHE -- OR GREED?

By Jan Bergemann

Published December 15, 2023

 

No matter what the local media is trying to tell you, the property insurance crisis is a national disaster, not just limited to Florida. The excuse of the insurance industry: CLIMATE CHANGE!

 

Here in Florida the premiums have gone sky-high, while homeowners in other states can’t even find any property insurance.

 

Let’s be very honest: This was a very good year for property insurance companies in Florida. We only had one major hurricane – a hurricane that hit a pretty unpopulated area that hadn’t seen hurricane activity in many years.  Meaning: The weather this year should have rather caused the premiums to go down.

 

In my opinion the reason for the ever increasing premiums: GREED OF THE INSURANCE COMPANIES!

 

Wednesday was December 6, in Germany called Saint Nikolaus Day. Kids put their polished shoes on the window sill and put their Christmas wishlist into the shoe, hoping that St. Nikolaus is coming during the night, picking up the Wishlist and leaving a few sweets in the shoe.

 

On my Legislative Wishlist this year: Bills that seriously lower insurance premiums and bills that finally create real enforcement of all the statutes regulating community associations.


HTML Comment Box is loading comments...
 
Jan Bergemann

Jan Bergemann is president of Cyber Citizens For Justice, Florida 's largest state-wide property owners' advocacy group. CCFJ works on legislation to help owners living in community  

associations. He moved to Florida in 1995 - hoping to retire. He moved into a HOA, where the developer cheated the homeowners and used the association dues for his own purposes. End of retirement!

 

CCFJ was born in the year 2000, when some owners met in Tallahassee - finding out that power is only in numbers. Bergemann was a member of Governor Jeb Bush's HOA Task force in 2003/2004.

 

The organization has two websites to inform interested Florida homeowners and condo owners:

News Website: http://www.ccfj.net/.

Educational Website: http://www.ccfjfoundation.net/.

   
We think that only owners can really represent owners, since all service providers surely have a different interest! We are trying to create owner-friendly laws, but the best laws are useless without enforcement. And enforcement is totally lacking in Florida !


Join the 

CCFJ Email List
Email:  

For Email Marketing you can trust